The Point Question After a Utah DUI
You were convicted of DUI in Utah and immediately started searching for information about how many points hit your license. You found conflicting answers—some sources say 0 points, others reference point systems from other states, and your insurance carrier hasn't explained what they're actually looking at when they price your new policy.
The structural reality: Utah DUI convictions don't add Driver License Division points to your record. The suspension runs on a separate administrative track where the conviction itself—not a point accumulation—triggers the 120-730 day suspension period and the 3-year SR-22 filing requirement. Insurance carriers price the conviction as a major violation regardless of whether points appear on your abstract.
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Get Your Free QuoteUtah DUI Suspension Period
120-730 days
First-offense DUI suspensions in Utah start at 120 days; repeat offenses, aggravated circumstances, or refusal to submit to chemical testing push the period toward the 730-day maximum. The suspension runs from the conviction date, not the arrest date.
Utah Driver License Division administrative rules
How Utah's Administrative Suspension Track Works
Utah operates a dual-track system: criminal court handles the DUI conviction and sentencing, while the Driver License Division handles the administrative suspension. The DLD doesn't assess points for DUI convictions because the suspension is mandatory and automatic once the conviction is reported by the court.
Points exist in Utah's system for moving violations—speeding tickets, failure to yield, improper lane changes. Accumulate 200 points in 3 years and you face a separate point-suspension. But DUI convictions bypass this entirely. The conviction triggers the suspension directly under Utah Code 41-6a-509, and no point threshold needs to be reached.
This matters because you can't reduce a DUI suspension by attending traffic school or waiting for points to age off your record. The suspension period is fixed by statute based on your offense count and BAC level. Second offense within 10 years: 2 years. Third offense: indefinite suspension requiring a DLD hearing for reinstatement eligibility.
Insurance carriers don't price points—they price the DUI conviction itself as a major violation, and Utah's 0.05% BAC threshold produces more convictions than any other state.
What Carriers Actually See on Your Record
The MVR lists convictions by date, violation code, and disposition. A DUI conviction appears as a standalone major violation with its own NAIC code that carriers use for underwriting. Standard-tier carriers (State Farm, Allstate, USAA) typically decline post-DUI applicants outright in Utah, not because of points but because the conviction places you in a risk category they don't write.
Non-standard carriers (Progressive, Geico, The General, Bristol West, Dairyland, National General) accept DUI convictions but tier pricing based on conviction count, BAC level, and time since conviction. Carriers use their own internal scoring models that weight the conviction severity, not the state's point system.
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SR-22 Filing and the 3-Year Requirement
Utah requires SR-22 filing for 3 years after a DUI conviction.
The 3-year period starts from your conviction date, not your reinstatement date. If you serve a 120-day suspension and then reinstate, you still owe 2 years and 8 months of SR-22 filing after reinstatement. Any lapse in coverage during the 3-year window triggers an automatic suspension and restarts the SR-22 clock.
The real cost is the premium itself: post-DUI policies in Utah run $177-$384 per month according to 2026 industry data, representing a 20-71% increase over clean-record rates. Non-owner SR-22 policies cost 40-60% less when you don't own a vehicle and only need to satisfy the filing requirement.
Utah SR-22 Filing Period
3 years
The 3-year SR-22 requirement begins at conviction and runs continuously. Any coverage lapse during this period—even one day—triggers automatic suspension and restarts the 3-year clock from the reinstatement date.
Utah Code 41-12a-804
Reinstatement Process and Fee Structure
Once your suspension period ends, reinstatement requires three things: completion of all court-ordered requirements (DUI education classes, substance abuse treatment, ignition interlock device period if ordered), proof of SR-22 filing on file with the DLD, and payment of the $85 reinstatement fee.
The DLD will not process reinstatement until all three conditions are met. If your SR-22 filing lapses at any point before or after reinstatement during the 3-year period, you face a new suspension and must restart the reinstatement process with a new $85 fee. This is the failure mode most suspended drivers miss: maintaining continuous coverage for 3 full years is non-negotiable, and a single missed payment that causes a lapse costs you months of driving eligibility and another reinstatement cycle.
What to Do Right Now
If you're currently suspended, your first step is securing SR-22 insurance from a carrier writing post-DUI policies in Utah. Non-owner policies work if you don't own a vehicle and only need to satisfy the filing requirement. Standard policies work if you own a vehicle and need full coverage. Compare quotes from Progressive, Geico, The General, Bristol West, Dairyland, and National General—all write SR-22 policies for DUI convictions in Utah and offer monthly payment plans.
Once coverage is in place, the carrier files the SR-22 with the Driver License Division electronically. You'll receive confirmation within 1-3 business days. Track your suspension end date carefully and submit your reinstatement application with proof of completed court requirements and the $85 fee as soon as you're eligible. The sooner you reinstate, the sooner the 3-year SR-22 clock starts counting down toward the end of your filing obligation.